You Are the Patient, Not The Customer

You Are the Patient, Not The Customer

Health care is personal responsibility. When we start visiting a doctor, it’s about us or what’s inside us. These things are what we will not tell people. As time goes on, we establish a relationship with a physician. There is a neutral zone when it has to do with physicians. What’s unfortunate is that this interaction is unilateral. You’re just a good relationship as long as someone pays the bill. Quotes for Medicare Advantage plans Florida.

Have you tried calling a specialist, making an appointment and saying you are paying cash? Very few specialists accept a cash-paying customer. Some will if you can find them. Why is that? because you are the patient, but not the customer.Many persons wrongly presume that Medicare advantage plans will make payment for any long-term care requirements in the future. Medicare advantage plans, Health insurance, and supplements can only make payment for a limited amount of specialized services and only if you are recuperating. These options for insurance do not pay for the costs of custody services that helps with daily living activities. However, most people need custody services as they get older.

While most long term care occurs when we are older, people of all ages require prolonged attention. Early onset dementia, including Alzheimer’s disease, the best known form of dementia, can occur even at age 30. Parkinson’s disease, multiple sclerosis and even strokes occur at earlier ages. It is your good health today that gives you the opportunity to plan ahead.

Most financial advisors and insurance agents in general can only ask a few questions. This means that the recommendations which they can offer you are not befitting and may likely cost you a lot more than you should.As they do not deal exclusively with long term care planning, they often do not understand the products and the positive impacts they can have on their loved ones. They also tend to hold excessively. A true long-term care specialist will make appropriate recommendations and consumers will find LTC insurance very affordable and add much peace of mind when planning their future retirement.

If you have reasonably good health, these policies can easily fit most people’s budgets. The problem is that many people seek the help of a financial advisor or insurance agent who has little knowledge in this area. They often make very large or sometimes very small recommendations. In addition, many of these professionals only work with one or two insurance companies. Because they don’t have a good understanding of how policies are used at the time of claiming, their recommendations are out of what you really need. In addition, 45 states offer long-term assistance partnership policies that provide additional dollar-to-dollar asset protection.

Medigap High-Deductible Plan F – 3 Reasons Why a $2000 Deductible Plan May Make Sense to You

Medigap High-Deductible Plan F – 3 Reasons Why a $2000 Deductible Plan May Make Sense to You

The standard Medigap Plan F is one of the most popular providers in the country. This is because it covers all the regular cost sharing that a beneficiary would normally pay with Medicare Advantage Plan. Some people are unaware that Medicare has also created a high deductible version of this plan. The Medigap Plan F high deductible can be a good way to keep the cost of health coverage low and maintain excellent important medical coverage by visiting The key is to consider all factors such as current health conditions, the use of your medical benefits and plan premiums compared to other plans that offer more complete coverage.

Here are some situations where a high deductible F plan may make sense.

1) You consider yourself in excellent health. There are few people who enjoy excellent health when they become eligible for Medicare at age 65. Let’s say Joe is 65 and very physically active. Maybe he’s a former marathon runner who still runs four miles a day to keep fit. As he rarely gets sick, he visits his doctor only once a year for a routine physical exam and to refill a prescription drug for seasonal allergies. Joe could be someone who would benefit from a high Plan F deductible. You are likely to save up to $ 100 a month in premiums and expect to incur a smaller expense each year for a doctor’s appointment or two. In the unlikely event of a serious illness, your plan will function as a standard F plan after you pay your deductible.

2) You have a medical nest. The fact that you are getting the high deductible plan does not mean that you are not covered. You still have the original Medicare and Part B will pay 80% of all your normal outpatient needs after first meeting a small annual $ 162 Part B deductible. Then you pay only the other 20% of the costs of these services. Outpatient If you have saved money for your retirement medical expenses, you need not worry if you have lower expenses for occasional treatment. Plus, in the meantime, you’ll enjoy considerable premium savings, which is the money you can keep saving for a rainy day.

3) You do not want to respect a network. Sometimes people want the freedom to choose their own suppliers, but feel pressured to pay the higher premiums of a standard F plan. Often these people have some trusted doctors who wish to keep seeing.

Cross-Selling Final Expenses

Cross-Selling Final Expenses

The cost of final mailing costs will be $ 300 to $ 600 for every 1,000 pieces shipped. At this price, an agent would not take long to go bankrupt if he didn’t make sales. For years, agents have sent these contacts to low-income people in the hope of receiving a large number of potential customers to be returned. The truth is that people who receive these emails receive the same email weekly. Therefore, the response rate for such potential customers is only 1% on average.

What about Medicare supplements?

Many of those same people who receive these final expense cards also qualify for a Medicare supplement. If you are over 65, ask a question “with whom do you have health insurance”? Many people will let you know and will also love in finding out if they can get coverage for a cheaper cost. Whether the prospect has a Medicare supplement or Medicare Advantage plan doesn’t matter but the point is clicking is the best option. Schedule an appointment. You can often get an additional home sale to increase your profit margin.

How about a hospital compensation plan?

Many older people who have medical benefit plans have no idea how they will pay deductibles for those plans if they have a hospital stay. Show them a hospital compensation plan that will pay these deductibles for them.

What about dental insurance?

This is a topic that does not come up very often, but many older people are interested in some type of dental coverage.

What about cancer insurance?

When cancer strikes, people need money! Although Medicare and most Medicare supplements cover most medical bills, there will be expenses that are not considered, such as food and travel costs. Selling only one cancer plan for each week can increase the bottom line substantially.

Medicare Advantage insurance companies are also hiring a very aggressive sales force to sell their wonderful program to seniors who need protection from Medicare traditions now more than ever. With Medicare benefit plans, you have many additional benefits to take advantage of, additional coverage that you will not find in traditional Medicare. The balanced budget law of 1997 tried to pass a Medicare privatization that was a complete failure. In fact, it cost the social security system more, generated a lower class of benefits for Medicare beneficiaries, and caused corruption in the Medicare system. Medicare Part A and B is the best healthcare program in the world and should be recognized as such.

Baby Boomers Take the Digital World

Baby Boomers Take the Digital World

Older people hear a lot about “gaps” today. There is the Medicare gap (which often leads to the need for Medicare supplemental insurance coverage), the employment gap (older people who want to stay in the workplace often find it harder to do so), and there is the gap in technology, which is basically the belief that Baby Boomers can’t keep up with the technological changes adopted by Gen-Xers and Millenials. Well, Baby Boomers are proving that “Gap” is a myth.

Baby boomers and technological innovation go hand in hand, and others are finally starting to realize this. In many cases, it is simply a matter of numbers. Despite the “job gap” mentioned, a large number of Baby Boomers still run large companies around the world. In this capacity, they are dictating the course that technology follows. Other important numbers involve the almighty “$”. Baby boomers are still big consumers and in some cases they can easily afford the latest technology products that flood the market.

Of course, Boomers are also narrowing the technology gap in a purely social way should visit to get enrolled for Medicare. Check out how Baby Boomers are embracing digital media and you’ll see how fast Boomers are increasing their numbers online:

“Social networking use among Internet users 50 and older nearly doubled to 42% last year. In fact, in the United States alone there are nearly 16 million people over 55 who use Facebook.” So let them keep playing the latest “Gap” and telling the world where the Boomers are late right now. You know the truth. It’s a digital world, and we won’t be left out and let it pass us by.

About Medigap Supplemental Insurance

Medicare Supplement Insurance, or Medigap Insurance Plans, are not an alternative to traditional Medicare, like best Medicare Advantage Plans, but they work with traditional Medicare. In addition, Medigap insurance plans differ from Medicare Advantage plans in that they do not have deductibles, copies or network restrictions as to where you may receive medical treatment.

Most Medicare insurance beneficiaries could save money by switching to the same plan with another company. However, most people covered by Medicare insurance pay more than they would pay for the Medicare supplemental insurance plan. The reason is that they just don’t spin. By buying multiple companies, many could get exactly the same coverage at a lower rate. If you choose the right Medicare Supplement Plan (such as Medicare Supplement Plan F), you never have to spend a dime when you are being treated at a hospital, doctor’s office, or specialized treatment center which accepts Medicare. Medigap insurance costs differ between Medicare supplement insurance companies for the same coverage. That’s why it’s important to work with a Medicare Supplement Broker who will help you find the best Medigap rates and plans.